- By Sheraz
- November 25, 2025
Content articles
Billease offers buy now pay later and other credit products to consumers and businesses. Its products include e-wallet top-ups, prepaid load, gaming credits, bills payment, and loans. In 2023, it achieved profitability and delivered 47% return on equity.
The Auto-debit feature is available at select Alipay+ merchant partners. To use this, you need to e-sign the account linking agreement and set your repayment preferences.
An annuity loan is lending company in cebu without collateral a type of consumer debt that allows you to borrow against the value of your annuity. This is an ideal solution for emergencies and large purchases, but it must be carefully considered as it could impact your retirement income. If you are considering an annuity loan, consult a financial advisor to understand the impact on your long-term goals.
Annuity loans provide consistent, predictable monthly payments over the duration of the contract. These repayments make it easier for borrowers to manage their finances and budget. The fixed installments also offer security and stability in a volatile market. However, there are some drawbacks to annuity loans, including the possibility of an early distribution penalty and the loss of potential earnings.
Billease’s Reloan payment plan is a convenient way to finance your annuity, allowing you to pay off the debt within 3 or 6 months without incurring interest charges. This flexible payment option is available to all Billease customers who meet the requirements, including a minimum balance of Rs. 50,000 in your Billease account.
During the repayment period, the Billease app automatically calculates and distributes your loan payments evenly throughout the payment term. This allows you to keep track of your repayment progress, and the system will automatically apply any overpayment to the principal amount. If you miss a repayment, please contact Billease customer support to discuss possible repayment alternatives and arrangements.
Pay with grace is a flexible payment plan that lets you enjoy a 3 or 6 months period of 0% interest. It’s available for select Billease merchant partners and is based on the specific offer from the merchant. The minimum purchase amount to avail of this plan varies from merchant to merchant.
Once the grace period ends, you must continue to make payments according to the schedule and your balance will be subject to interest rate charges. However, if you are able to pay off the entire balance before the grace period expires, you will not be charged any interest. In addition, you can check your installment schedule and balance anytime through the Billease app.
To use this feature, you must authorize a one-time account linking and verify your Billease account through a one-time password (OTP) or biometrics security. Once the link is established, you can start using this payment option at our Billease+ merchant partners. In addition to this, you can also use Limit Boost, a billease-exclusive feature that allows you to increase your Billease purchase limit for transactions at our 10,000+ merchant partners. It’s the perfect solution for when you’re eyeing a bigger purchase than your credit limit can afford.
Auto-debit is a new feature that allows Billease to automatically debit an amount from your available credit limit for payment at select merchants. You will need to authorize a one-time account linking of your Billease account with the merchant to use this service. Upon logging in to your Billease account, you can access this option by selecting “Auto-debit” in the payment method settings. After that, you will be redirected to the merchant site to complete the account linking process.
The Billease Pay with Grace is a flexible financing plan that offers you a 3 or 6-month 0% interest grace period. It also provides consistent installment amounts that make it easier for you to manage your monthly expenses. Once you’ve paid off the entire amount within the grace period, you won’t be charged any interest.
You can make payments via online bank transfer, GCash Bills Payment, or PESONet using your loan ID, your name, mobile number, and email address as registered in the Billease app. Click the Pay Now button in the Billease app, choose your preferred bank, and then follow the on-screen instructions to link your online bank account. Alternatively, you can also pay through QRPh. Payments are instantly booked and incur a flat fee of P15 per transaction.
Billease has a dedicated customer service team ready to help you. If you’re having financial difficulties, please reach out to them as soon as possible to avoid late payment penalties and other negative impact on your credit profile. You can also contact them to inquire about repayment alternatives or restructuring options.
